How To Avoid Credit Card Fraud This Holiday Season

Many people look forward to shopping this holiday season. However, if you use your credit card this holiday season, then there is a chance that your information will get stolen. The good news is that there are things that can be done to prevent credit card fraud.

You do not want the cashier to leave with your credit card. The cashier may have a skimmer that can be used to steal information. You will also need to avoid using a card that requires you to put in a pin number. Someone may be looking over your shoulder and waiting to steal your credit card pin number.

Additionally, you can use a credit card that has a chip instead of one that has to be swiped. It is more difficult to steal information from a card that has a chip. You will also need to take precautions if you will be shopping online.

Avoid clicking on links that tell you if you click on them you can get 30 to 40 percent off of your purchase. It may not be from a real store. You will need to visit the retailer’s site directly in order to get a legitimate deal.

If you choose to make a charitable donation, then you will need to make sure that it is to a legitimate organization. There are many scam organizations that pop up during this time of the year. Furthermore, make sure that you check your credit card statements every month. Report unauthorized charges immediately.

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